Retirement planning

Types of retirement income, saving for retirement, how much money you will need and managing your finances.

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Determining how much you need for retirement, when and how to start saving and how inflation may affect your retirement.

Public pensions, OAS, CPP, employer pensions, RRSPs and other sources of personal savings.

Steps to manage your financial well-being in retirement.

Claiming tax deductions, credits and expenses to reduce the amount of tax you must pay.

Housing costs, options and choosing where to live when you retire.

What annuities are, how they work, the different types and what to consider before buying one.

The impact of working during your retirement on your OAS, CPP or other pension income.

The Canada Pension Plan (CPP), Old Age Security (OAS) pension and other income allowances and benefits.

Employer pension plan basics, group RRSPs, PRPPs, defined contribution and voluntary savings plans.